Gwynne awoke one morning with an irresistible desire for The Town in every fibre of his being. Barring London he would have liked three crowded days in New York, but as nothing better was available he felt that he was open to the attractions of San Francisco. He had not visited it since his departure on that brilliant Sunday after his arrival; he had promised to wait for Isabel, and his interest in it was intermittent. This morning he found his indifference culpable, inasmuch as he had had three letters from his mother imploring him to increase her income, and Mr. Colton had not only strongly advised him to tear down the block of old structures south of Market Street, and put up a great office building, but had offered to raise the money-selling half the land and mortgaging the rest. And i