Olivia
I nodded, swallowing hard. "And the cost?"
"Don't worry about that right now."
"Nick."
He sighed. "Insurance will cover part of it, but there's a significant out-of-pocket. Plus the recovery, medications, follow-up care... it adds up."
"My company will take care of it," I said firmly.
Nick's eyebrows shot up. "Carter Enterprises has that kind of health coverage?"
"It's... complicated. But yes, we'll have the money."
He studied my face, clearly wanting to ask more questions but too tired to push. "If you say so. Where's Ethan?"
"He's not here yet?"
"Probably still on his way. I left him a message."
I checked my phone. No texts from our younger brother. "I'll try him again."
Before I could dial, Mom returned with two cups of coffee. She handed one to me.
"Thank you." I
