Melody’s POV Dropping Teddy off at his motorcycle; I made my way to the bank. We had made plans on the way to meet again for supper at seven that evening. By the time I got there, it was five past four. I knew that the appointment was for two thirty, but I was hoping someone would still be available to talk to her. “Can I help you?” I was greeted by a teller as I walked through the doors of the bank. “Yes; I had an appointment for two thirty today, but I was unexpectedly delayed. I was wondering if there was anyone I could still talk to today about a loan in my name?” I looked at the clerk beseechingly. “I’m sorry, but our manager has already left for the day. We can reschedule the appointment if you’d like?” Dammit I’m already off to a bad start, I cussed to myself . “Sure, what day