THE DEBT THAT NEVER SLEEPS........

1749 Words
The rain had been falling relentlessly for hours, a steady curtain of water that blurred the world beyond the cracked pavement outside their house. Each drop struck the ground with a dull splatter, mixing with the dust until the street became a stretch of sluggish, brown mud. The air smelled faintly of wet earth and rust, the kind of scent that clung to old houses and lingered in the corners. Inside, Jannella sat motionless at the edge of her narrow bed, her bare feet resting on the worn rug that had lost most of its color. Her eyes wandered aimlessly over the faded wallpaper.... once cream, now yellowed and curling at the edges, the seams lifting like tired skin. The wind howled outside, rattling the windowpane in its frame, making it groan as if the house itself were weary. From the next room came the sound again , her father’s cough, low and rattling, tearing through his chest in deep, hollow bursts. Each one made her flinch involuntarily, as though the sound alone could bruise her. The doctor’s words echoed in her mind, unshakable: He needs rest. He needs proper medication. He needs to stay away from stress. But how could anyone rest with a debt of $1,200,000 looming over them like a sharpened blade suspended by a single thread? It wasn’t just a number on paper. It was a shadow that followed her every waking moment, tightening around her thoughts like a noose. She dragged her hands through her hair, as if trying to comb away the heaviness pressing on her skull, and forced herself to look back at the glowing spreadsheet on her battered laptop. Rows of numbers swam before her tired eyes, mocking her with their cold precision. Her job at the small accounting firm downtown paid just enough to keep the lights on, food on the table, and her father’s prescriptions from running out, barely enough to keep them afloat. But against the vast, crushing mountain of what her family owed to Don Smith, it was nothing. A single drop in an endless ocean. And the ocean was rising. Don Smith. Even the sound of his name was enough to make Jannella’s chest seize, as though the syllables themselves carried weight. There was something in the way it rolled through her mind..... cold, deliberate......that made her skin prickle. Don Smith was not just a man; he was a presence, an ever-lurking shadow that seeped into the corners of their lives, pressing in until breathing felt like work. People called him a businessman, but that word was far too clean for what he truly was. Businessmen wore tailored suits and shook hands over contracts; Don Smith wore power like a second skin and dealt in unspoken threats. He had the kind of smile that didn’t warm his eyes, the kind that slid over you like a blade being drawn. And his handshake..... firm, controlled.... felt less like a greeting and more like the jaws of a steel trap snapping shut, locking you in before you realized you’d stepped too close. Two years ago, her father had gone to him out of desperation, clinging to hope the way a drowning man clings to driftwood. The plan had seemed sound at the time: borrow the money, launch a shipping business, and finally break free from the grinding cycle of just getting by. It was supposed to be their way out, out of the cramped, peeling two-bedroom house, out of the suffocating cloud of unpaid bills, out of a life where Jannella and her sister had to split between classes and double shifts just to keep them afloat. But promises in business are as fragile as glass. One mishap, one shipment lost to a storm somewhere out at sea and everything shattered. The goods never arrived. The contracts dissolved. And the debt… the debt began to grow teeth. Don Smith did not forget debts. He didn’t allow them to fade quietly or be tucked away in the dark. He had a way of making his presence felt, a phone call late at night, a visit from one of his silent-faced men, a reminder dropped in casual conversation that he was still there, watching, waiting. He made certain they understood the truth: the money was never just money. It was leverage. It was ownership. And it was a chain around their necks, one that tightened with every passing month. He came by at least twice a week. No warning. No courtesy. No invitation. Don Smith didn’t knock.... doors simply opened for him, whether you wanted them to or not. The last time, Jannella had been in the kitchen with her hands deep in warm, soapy water, rinsing the last of the dinner dishes. Outside, the wind had been pushing rain against the windows in short, sharp bursts, the sound like impatient fingers tapping on the glass. She’d heard the front door slam open, the wooden frame shuddering from the impact, and the air in the house instantly seemed to change, heavy, charged, as though the walls themselves knew who had entered. From the living room came the faint clatter of knitting needles slipping between her mother’s fingers. Her mother didn’t even look toward the door; her voice was low, careful, as though saying his name too loudly might tear open some unseen wound. “Mr. Smith,” she murmured, her lips barely moving. And then he appeared, striding into their modest home as if it belonged to him, which, in a way, it did. His tailored suit was immaculate, not a single crease disturbed by the rain outside. The soles of his polished shoes caught the dim light, reflecting it in sharp flashes with each step. His eyes swept slowly over the room, not in admiration, but in the detached way a man inspects something broken and wonders if it’s worth fixing. “Well,” he drawled, his voice slow and deliberate, like he enjoyed stretching each word until it became a weight. “I see we’re still living in… comfort.” His gaze shifted, sliding across the room until it landed on Jannella. It lingered there, just long enough to make her shoulders tense and her pulse quicken. “Though some of us,” he added, eyes narrowing slightly, “are looking… healthier than the debt would suggest.” From the couch, her father....pale, thin, and still recovering from a coughing fit....straightened his back, as if sheer posture might shield them from humiliation. “We’re doing everything we can,” he said, his voice strained but steady. “Everything?” Don’s laugh was quiet and humorless, like the scrape of a blade against stone. “You call that everything? Still wasting money on electricity… on food that isn’t noodles. I’m beginning to think you’re not serious about paying me back.” He didn’t wait for a response. Instead, he walked past them as though they weren’t there, his cologne faint but invasive, and stepped into the kitchen. Without a word, he pulled open their fridge, its hinges groaning in protest, and retrieved the last carton of milk, the one her mother had been saving for her father’s tea. He didn’t bother with a glass. Tilting the carton to his lips, he drank straight from it, his cold eyes locked on Jannella the entire time. The sound of him swallowing filled the silence like an insult. “You work, don’t you?” he asked at last, his tone light but edged. “Yes,” she replied carefully, the single syllable balanced between defiance and fear. “And yet,” he continued, wiping his mouth with the back of his hand, “your paycheck is barely making a dent in your father’s account with me. Maybe…” His smile was slow, deliberate. “…your talents are being wasted.” From the couch came the sharp slap of her father’s weak hand against the armrest. “Leave her out of this.” Don turned his head slightly, his smile thinning into something colder. “She’s already in it. You all are. Every one of you. Until my money is back in my hands, I own every breath in this house.” That was the true cruelty of Don Smith, not in the loud, obvious strikes, but in the small, deliberate cuts. He was patient. He made sure you felt the walls inching closer with each visit, the air getting tighter, until one day you realized the noose had been around your neck the whole time. The rain hadn’t let up. It hammered steadily against the roof, a dull, endless rhythm that seemed to count down the seconds of her life. Jannella stared at the glowing spreadsheet on her laptop until the numbers blurred, then finally pushed the lid shut with a quiet click. The sound seemed far too final, as if she were sealing away, not just the document but the fragile hope it represented. Payday was still a week away....seven long days ... and the figures in her mind didn’t lie. Once the bills were paid and the electricity kept running, there would be just enough left for her father’s next round of medication. No extra. No cushion. Just survival. Anything beyond that.... food, repairs, the smallest unexpected expense....would mean another scramble, another compromise. She dragged her hands down her face, pressing her palms against her eyes until she saw spots. It was a pointless ritual, but it was the only way she knew to keep the pressure from boiling over. If she let herself think too long about how cornered they truly were, the hopelessness would swell inside her chest until it felt like she couldn’t breathe. They would find a way, she told herself. They always had. Somehow, some miracles would appear, just as it had in the past. And Don Smith....with his slow, cutting voice and his shadow that seemed to stretch across every room.... he wouldn’t keep them under his thumb forever. But the thought rang hollow, even in her own mind. Because deep down, beneath all her stubborn reassurances, she knew the truth. Men like Don Smith didn’t just own debts. They owned people. They bought your time, your silence, your choices..... piece by piece..... until you couldn’t tell where your life ended and their grip began. And sooner or later, Don Smith would come to collect the part he believed was hers. When he did, she wouldn’t get to choose what that payment looked like.
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